Many persons with disabilities historically have incomes that fall at or below the Federal poverty level each year. Several factors including limited educational opportunities to acquire marketable job skills; poor family support; lack of accessible or affordable transportation and continuing stereotypes by employers regarding what a worker with a disability can and cannot do have contributed to the ongoing struggle of many persons with disabilities to become financially independent.
When many persons with disabilities are finally able to enter the work force they are often confronted by new challenges in learning how to manage their earnings and to live within a workable budget. Financial literacy is a skill that can be provided in some cases through public library programs; independent living centers and some not-for-profit organizations at little or no cost. State vocational rehabilitation agencies can also provide financial literacy assistance through online resources made available on their websites such as the Link above from the Ohio VR agency. Note that they offer both a Financial Literacy Handbook and an Easy Guide to Budgeting. In some cases state agencies such as Oklahoma contract for Employment Support Services through their supported employment vendors to train clients in how to set up a banking account and how to develop their own personal budget.